When a transfer to Halifax hits your inbox, the countdown begins. Suddenly you’re juggling packing, paperwork, travel plans, and one very important task: finding a home that fits your posting timeline.

A smooth house-hunting process isn’t luck — it’s knowing what to do and when to do it. After helping many DND members navigate tight schedules, here’s the timeline that consistently works.

Step 1: As Soon as Transfer Notice Arrives (Weeks 0–1)

Get Your Files Started

Your relocation advisor will confirm your eligibility, benefits, and timelines through BGRS. The earlier you activate your file, the fewer surprises you’ll face later.

Choose Your REALTOR®

Work with someone who understands DND timelines, Shearwater and CFB Halifax commute patterns, and how quickly homes move in HRM.

Determine Your Budget

Connect with a mortgage professional familiar with military files. This ensures:

• Your pre-approval aligns with BGRS reimbursement rules

• You have your approval before your HHT

• You avoid delays during offer negotiations

Step 2: Two to Four Weeks Before Your House-Hunting Trip

Narrow Down Neighbourhoods

Identify your top choices based on commute, schools, and lifestyle. This helps you avoid wasting precious time once you land.

Review Listings Daily

Your agent should set up automated searches so you can preview homes and understand pricing patterns.

Prepare Your Checklist

Think ahead about must-haves:

• Commute length

• Garage or no garage

• Number of bedrooms

• Military-friendly communities

• Access to childcare or schools

A clear checklist keeps you focused under pressure.

Step 3: House-Hunting Trip Week (Typically 5–7 Days)

This is where things move quickly — Halifax homes often sell fast, especially in spring and summer.

Day 1–2: Neighborhood Tours & Shortlist

Walk and drive through each community. Visit grocery stores, parks, and main roads to get a feel for daily life. Then finalize your list of homes to view.

Day 2–4: Viewings & Comparisons

Tour properties efficiently. Your agent should help you compare:

• Price vs. value

• Age and condition

• Resale potential

• Commute times

• Inspection red flags

Day 4–5: Make an Offer

If you find the right home, move quickly. Most DND buyers write offers during their HHT, with contingencies like financing and inspection aligned to BGRS deadlines.

Day 5–7: Inspections & Paperwork

Your agent will coordinate:

• Home inspection

• Water and septic testing (if applicable)

• Review of property disclosure

• Negotiations based on inspection findings

By the end of your HHT, your goal is a firm deal.

Step 4: After the HHT (Weeks 1–4)

Finalize Mortgage Approval

Your broker will review documents and finalize financing conditions.

Complete Paperwork & Legal Steps

Your lawyer handles title searches, insurance requirements, and closing date details.

Prepare for Posting Logistics

Now’s the time to line up movers, prepare change-of-address updates, and confirm possession dates relative to your report-in date.

Step 5: Moving and Possession Day

Once the home officially closes, you’ll receive your keys. Most DND families aim to move in at least a few days — or even a week — before their report-in date to allow time to settle, unpack, and breathe.

Tips to Keep Your Timeline Stress-Free

1. Avoid Last-Minute Travel

Flights and hotels fill fast during peak posting season. Book early.

2. Be Mortgage-Ready

Nothing slows a deal like missing paperwork. Bring all documents to your HHT.

3. Trust Local Market Data

Halifax moves differently than other Canadian cities. Lean on local expertise.

4. Prepare for Fast Decisions

Good homes don’t sit long. Knowing your non-negotiables helps you act confidently.

5. Keep Communication Open

Your agent, broker, lawyer, and BGRS advisor all play a part — staying connected keeps things smooth.

Planning Ahead Makes All the Difference

Buying a home during a DND transfer is a sprint — not a marathon. With the right planning and a timeline built for military life, you can make informed decisions without feeling rushed.

Whether you’re coming to CFB Halifax, Shearwater, or anywhere in HRM, the right preparation sets your family up for a great posting and an easy transition.

Posted to Halifax? Let’s make your move seamless — from your first call to your first key.